Ramadan Timetable for 2015

9th Month in Islamic Calendar is called Ramadan month. Ramadan month is observed by all Muslims as a month of fasting to commemorate the first revelation of the Quran to Muhammad according to Islamic belief, and it also the month before Islamic New Year.

Since Ramadan Month is a Fasting month, fasting from dawn until sunset, while food and drink is served daily, before dawn and after sunset. The pre-dawn meal before the fast is called the “suhoor”, while the meal at sunset that breaks the fast is the “iftar”. Muslims try to strengthen their self discipline, increased their prayer and charity in this ramadan month.

Every year in this time, when getting near to ramadan month, the correct timing to follows is utmost important for all muslim friends. In Malaysia, everyone understand about Ramadan practices very well. During this period, many hotels having their Ramadan “Buka Puasa” (Breaks the fast) Buffet. We recommended one of the Buka Puasa Buffet by Istana Hotel Kuala Lumpur – Read more at RASA WARISAN RAMADAN BUFFET AT HOTEL ISTANA KUALA LUMPUR

Let’s come back to the Ramadan timing. Here I did some little surf and research on the timing, will share with everyone at here.

For my Hometown Seremban, here is the Seremban Ramadan TimeTable

Negeri Sembilan Seremban Ramadan Timetable

Negeri Sembilan Seremban Ramadan Timetable

For Senawang Ramadan Timetable,

Negeri Sembilan Senawang Ramadan Timetable

Negeri Sembilan Senawang Ramadan Timetable

For other location Ramadan Timetable can find it at Malaysia Ramadan Timings (Sehr-o-Iftar)

Different country or time zone have their own Ramadan Timing, please do not follows the incorrect one. you can find your own country ramadan timing in respective provider and please look for the reliable one. I beg in the IT world now, to find it won’t be a big issue, and hope you share with your friend the right one.

Anyway, Happy Ramadan to all my fellows Muslim readers

Personal Loan

Personal loan is popular financial product in Malaysia. Major banks and financial institutions provide personal loan or personal financing product. Personal loan products are growing on yearly basis despite clampdown from Malaysian Central Bank. Typically, personal loan differs from other financial product such as credit card from calculation of interest basis. Interest of personal loan is usually calculated on flat rate basis where the published interest rates are much lower than the effective interest rates. The tenure of personal loan can be anywhere from 1 year to 10 years. As of 2013, Bank Negara has limit the maximum tenure of personal loan to be at 10 years. Personal loan is unsecured in Malaysia where no guarantor and collateral is needed. Despite this, applying for personal loan may not be an easy task. These days, personal loan approval process is very stringent with strict eligibility and credit score checking. To quality for personal loan, a borrower will need to be usually 21 years of age while not exceeding 60 years at the end of loan tenure. The minimum income is usually set at RM 2,000 while some banks may have much higher criteria. A stable employment and a good credit score , CCRIS and CTOS is a must. Applicant will also have to furnish supporting documentations such as latest salary statement and EPF statement. Having a long built trust relationship also helps with applying for personal loan. If you are keen to know how personal loan works in Malaysia, feel free to visit www.personalloan.com.my for the latest personal loan information and credit card promotion in Malaysia.

If you are keen to know how personal loan works in Malaysia, feel free to visit www.personalloan.com.my for the latest personal loan information and credit card promotion in Malaysia. TQVM !