Category Archives: Loan and Mortgage

疫情让摄影师、录影师、化妆师都太难了

How Photographer survive jobless during Pandemic Covid-19

自从去年尾开始,新冠肺炎在国外开始然后转变成全世界的问题,世界各地开始因为疫情而作出应对方法,比如封国,封城和行动管制令。世界经济活动也因此受到拖累,多数生意无法正常运作,造成了很多蝴蝶效应的负面影响。马来西亚实行了行动管制令,全部生意活动(除了基本业务能必须遵守以下运营)都必须暂停业务。

那么在没生意,没收入的状况下,大家该如何? Continue reading

Thai Airways’ debt trouble Restructuring Plan, Thailand’s Cabinet had approved

Thai Airways headed for bankruptcy protection

Thai Airways is facing losses since 2013 (except 2016), and In 2019, it reported losses of 12.04 billion baht. Now in the Pandemic Covid-19, the company facing even more trouble when most of their capacity as air travel being grounded. It had been in trouble even before the outbreak of the coronavirus due to stiff competition from budget airlines. Continue reading

TIADA CAJ TAMBAHAN ATAS BAYARAN ANSURAN PERJANJIAN SEWA BELI (KONVENSIONAL DAN SHARIAH)

TIADA CAJ TAMBAHAN ATAS BAYARAN ANSURAN PERJANJIAN SEWA BELI (KONVENSIONAL DAN SHARIAH)

Merujuk kepada saranan Kerajaan kepada industri perbankan mengenai pelupusan caj tambahan ke atas ansuran bagi pinjaman sewa beli (konvensional dan Shariah), sukacita dimaklumkan bahawa Kementerian Kewangan telah mencapai kata sepakat dengan industri perbankan berhubung perkara ini.

Persetujuan dicapai untuk menetapkan bahawa jumlah ansuran bulanan pinjaman tidak akan berubah bagi peminjam sewa beli (konvensional dan Shariah) sepanjang tempoh pembiayaan tersebut.

Ini juga bermakna tiada sebarang caj tambahan akan dikenakan sewaktu tempoh moratorium (penangguhan).

Sehubungan itu, peminjam akan perlu menyambung pembayaran ansuran seperti biasa berdasarkan terma-terma perjanjian dengan bank masing-masing, termasuk tambahan 6 bulan bagi keseluruhan jadual pembiayaan jika memilih untuk memanfaatkan moratorium tersebut. Maklumat lanjut boleh didapati daripada bank masing-masing.

Kerajaan berharap keputusan ini akan dapat meringankan beban rakyat dalam tempoh yang mencabar ini.

YB Tengku Dato’ Sri Zafrul Tengku Abdul Aziz
Menteri Kewangan
Putrajaya
6 Mei 2020

The price of West Texas Intermediate crude oil futures expiring in May plunged 321%, to -$40.32 a barrel

The price of West Texas Intermediate crude oil futures expiring in May plunged 321%, to -$40.32 a barrel

The price of West Texas Intermediate crude oil futures expiring in May plunged 321%, to -$40.32 a barrel. Oil plunged into negative territory for the first time on record.

  • Prices plunged to a record low and into negative territory on Monday as uncertainty mounted about storage for excess supply.
  • WTI crude oil futures expiring in May plunged 321%, to -$40.32 a barrel, while Brent crude slid 9.5%, to $25.41 at super lows.
  • The coronavirus pandemic has torpedoed demand for the commodity, with fuel use in cars and planes slumping.
  • The commodity has fallen over the past week even after OPEC and its allies agreed to a historic production cut intended to backstop prices.
  • The WTI market has entered contango, meaning spot prices are lower than prices for future delivery of crude oil — a highly unusual occurrence.

Based on Market Insider News.

World Crude Oil price decreased will leads to Malaysia Petroleum price too. Hope this condition do not last long.

Auspicious Time to Kick Start AL Group Year 2020

Auspicious Time to Kick Start AL Group Year 2020

Auspicious Time to Kick Start AL Group Year 2020. Chinese New Year Day 7 is the most Auspicious Time to start work after long holiday.

Auspicious Time to Kick Start AL Group Year 2020

Kick Start a brand new year with Commercial photography, that’s really a good sign for good year. Decent cozy unit at Pacific 163, located at Petaling Jaya, which it is a very strategic and good location.

Let’s explain what AL Group’s service included…

ALPHOTOS Photography Department

  1. Commercial Photography
    Product Photography
    Food Photography
    Interior Photography
  2. Portrait Photography
  3. Wedding Photography

AL Media Department

  1. Entertainment Media Coverage
  2. Product Review
  3. Food Channel Production
  4. Corporate Media Production

Any inquiries on our services, do drop email to info[a]alan-lim.com