Category Archives: Personal Loan

FLIPBIZZ Official Launching Networking Day at Bukit Bintang City Centre

FLIPBIZZ Official Launching Networking Day at Bukit Bintang City Centre

“Humanizing Business Online beyond Connecting and Networking”

Is your company sales gradually dropping up to 60% or even more?
Facing difficulties as a new startup company due to lack of business networks?
Need to collaborate your business with different industries but don’t know how?

Here we are rolling out an event that let you meet and greet more than 300 entrepreneurs in just ONE place!!!

Come and discover Flipbizz, a NEW Mobile App that can easily help you to build your Localize Network for a Globalize Business.

FLIPBIZZ Official Launching Networking Day at Bukit Bintang City Centre

On 16 March 2018, Flipbizz Official Launching Networking Day at Bukit Bintang City Centre. Big Centure Sdn Bhd and Styleicon Prestige launched today a business and social networking app to expand networking and to get consumers to buy from brick-and-mortar businesses. Around 350guests and medias attended and to celebrate the launching together.

FLIPBIZZ Official Launching Networking Day at Bukit Bintang City Centre Continue reading

Malaysia Petrol RON95 RON97 Diesel Price Update Oct 2016

Malaysia Petrol RON95 RON97 Diesel Price Update Taken from website

Malaysia petrol price start to have different price every month, every month end, Government will inform the latest price for next month. That’s something interesting for all the Malaysian, is just like waiting exam result every month.

The latest price had been announced by government, let see what is the price for previous month… Continue reading

Dr / Mr Azizan Osman (Founder of Richworks & Millionaire Marketing Mastery) in Phd honorary doctorate News

Dr / Mr Azizan Osman (Founder of Richworks & Millionaire Marketing Mastery) in Phd honorary doctorate News

Photo from website

Everyone shock when read about the news of Mr. Azizan Osman, regarding the statement come out from University Malaya (UM), denial of issuing the honorary doctorate in Entrepreneurship. Continue reading

Is your retirement saving enough for your retirement after age 55 in Malaysia?

Is your retirement saving enough for your retirement after age 55 in Malaysia?

Photo taken from website

Everyone loves to have early retirement, even wish to retire before age 55 (Malaysia Standard retirement age). Some people might plan retirement before age 40. It is good to have such plan and thought, but have you really take action and plan for it. Continue reading

Why POOR people always STUCK in poverty, RICH people always stay RICH.

Why POOR people always STUCK in poverty, RICH people always stay RICH.

Taken from Alan Lim Photography

Maybe you’d read the “RICH Dad, POOR Dad” and many more motivational books in the market. You still wondering why RICH people always remain rich, while poor people remain in poverty. There are many reason behind this, let’s us read this story below, and discuss on this topic.

Long longtime ago (why must start like this?), there is a Landlord in a area visited a village. He found out that there only one family left in that village and he and his family very very poor, nothing growth from their farm. Landlord would like to offer help to this family. They actually ask for money from Landlord, but landlord give them a buffalo. Poor man (let’s name him as Adam), Adam don’t know why he ask for money and landlord gave them buffalo. Continue reading

Personal Loan

Personal loan is popular financial product in Malaysia. Major banks and financial institutions provide personal loan or personal financing product. Personal loan products are growing on yearly basis despite clampdown from Malaysian Central Bank. Typically, personal loan differs from other financial product such as credit card from calculation of interest basis. Interest of personal loan is usually calculated on flat rate basis where the published interest rates are much lower than the effective interest rates. The tenure of personal loan can be anywhere from 1 year to 10 years. As of 2013, Bank Negara has limit the maximum tenure of personal loan to be at 10 years. Personal loan is unsecured in Malaysia where no guarantor and collateral is needed. Despite this, applying for personal loan may not be an easy task. These days, personal loan approval process is very stringent with strict eligibility and credit score checking. To quality for personal loan, a borrower will need to be usually 21 years of age while not exceeding 60 years at the end of loan tenure. The minimum income is usually set at RM 2,000 while some banks may have much higher criteria. A stable employment and a good credit score , CCRIS and CTOS is a must. Applicant will also have to furnish supporting documentations such as latest salary statement and EPF statement. Having a long built trust relationship also helps with applying for personal loan. If you are keen to know how personal loan works in Malaysia, feel free to visit www.personalloan.com.my for the latest personal loan information and credit card promotion in Malaysia.

If you are keen to know how personal loan works in Malaysia, feel free to visit www.personalloan.com.my for the latest personal loan information and credit card promotion in Malaysia. TQVM !